Money Management

Introduction

This unit of lesson plans is designed to introduce the client to spending and saving money intentionally and wisely. The lessons cover the tools to manage an income by creating a budget; setting long- and short-term financial goals; taking advantage of the banking system; reducing and eliminating debt; investing in the stock and bond markets; and giving responsibly. Additionally, these lessons provide natural teaching opportunities for acquiring a signature, check writing, ATM and debit/credit card usage, and exploring a bank.

Receipt atop grocery items

Lesson 1: Spending Wisely

Purpose of lesson: To make informed decisions on purchases. Materials needed: Internet access, grocery store, grocery advertisements and coupons Introduction “You receive your first paycheck—what an exciting day! Have you […]

Read more
Stacks of coins, each larger than the last

Lesson 2: Saving Money

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To learn the reasons for saving money. Materials […]

Read more
Fingers pointing to a calculator and paper

Lesson 3: Expected Expenses

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To learn expenses to expect when living on […]

Read more
Art depicting a piggy bank, money, and spreadsheet

Lesson 4: Budgeting

Name(s) of student(s): Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To create a mock budget. Materials needed: Internet access, word document or […]

Read more
Graphic of an arriving envelope

Lesson 5: Understanding Paychecks

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To acquaint the student with pay periods, withholdings, […]

Read more
Graphic of bank card and calculator

Lesson 6: Checking Accounts

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To gather information regarding checking accounts and to […]

Read more
Graphic of a bank

Lesson 7: Savings Accounts

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To explore savings account information and visit a […]

Read more
Hand holding bank cards

Lesson 8: Loans and Debt

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To familiarize the student with types of debt, […]

Read more
Graphic of credit card

Lesson 9: Credit and Debit Cards

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To learn the purposes of using a credit […]

Read more
Graphic of computer with graphs and money

Lesson 10: Investing

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To expose the student to stocks, bonds, and […]

Read more
Graphic of a hand dropping a coin into a box marked, "Donation"

Lesson 11: Giving

Name(s) of student(s): Age and grade level: Goal from IEP connected to lesson: Objective from IEP connected to lesson: Purpose of lesson: To learn about financially supporting causes and individuals. […]

Read more
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.